Standard Chartered Ultimate Card vs YES Prosperity Cashback Plus Credit Card

Joining Fees



Editor's Rating



Key Features

  • Get up to Rs. 10,000 cashback on MakeMyTrip
  • Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
  • 5% cashback on duty-free spends  
  • Up to 25% discount at the top 750 restaurants in India
  • Access 20 premier golf courses in India and 150 worldwide
  • Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options
  • On Movie Ticket bookings get 5% Cashback 
  • On Grocery Shopping get 5% Cashback 
  • On all Other retails spends get 0.75% Cashback 
  • On Bill Payments through YES PayNow get 5% Cashback 

Editor's Review


  • 2% foreign currency markup* fee on overseas spends
  • Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay


  • High Annual Fee of Rs. 5,000
  • No fee waiver
  • No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)


  • This credit card is for those who prefer Cashback 
  • Fuel Surcharge Waiver
  • Credit Shield Facility 


  • This credit card isn’t for those who are looking for travel benefits
  • This card isn’t for those who prefer air miles or rewards
  • No concierge service 

More comparisions with Standard Chartered Ultimate Card

More comparisions with YES Prosperity Cashback Plus Credit Card