Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
5% cashback on duty-free spends
Up to 25% discount at the top 750 restaurants in India
Access 20 premier golf courses in India and 150 worldwide
Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options
On Movie Ticket bookings get 5% Cashback
On Grocery Shopping get 5% Cashback
On all Other retails spends get 0.75% Cashback
On Bill Payments through YES PayNow get 5% Cashback
Editor's Review
Pros
2% foreign currency markup* fee on overseas spends
Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
Cons
High Annual Fee of Rs. 5,000
No fee waiver
No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)
Pros
This credit card is for those who prefer Cashback
Fuel Surcharge Waiver
Credit Shield Facility
Cons
This credit card isn’t for those who are looking for travel benefits
This card isn’t for those who prefer air miles or rewards
No concierge service
More comparisions with Standard Chartered Ultimate Card