YES Prosperity Cashback Plus Credit Card vs Kotak Delight Platinum Credit Card
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Fees
Yes bank
Kotak Mahindra Bank
Joining Fees
₹1,499
₹1,999
Renewal Fees
₹1,499
₹299
Network
Mastercard
Visa
Editor's Review
3.8
4.3
Free Lounge Access
No
No
Features
YES Prosperity Cashback Plus Credit Card
- On Movie Ticket bookings get 5% Cashback
- On Grocery Shopping get 5% Cashback
- On all Other retails spends get 0.75% Cashback
- On Bill Payments through YES PayNow get 5% Cashback
Kotak Delight Platinum Credit Card
- A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle
- 10% Cash-Back on Movies
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Spend Rs. 1,25,000 every 6 months and avail Four free PVR Tickets or Rs. 750 cash-back
Editor's Review
YES Prosperity Cashback Plus Credit Card
Pros
- This credit card is for those who prefer Cashback
- Fuel Surcharge Waiver
- Credit Shield Facility
Cons
- This credit card isn’t for those who are looking for travel benefits
- This card isn’t for those who prefer air miles or rewards
- No concierge service
Kotak Delight Platinum Credit Card
Pros
- 10% Cash-Back on Dining and Movie spends
- Enjoy maximum eight free PVR tickets or Rs. 1500 cashback every year
- In case Credit Card gets stolen, you can get a cover of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge Access
- Joining fee: Rs. 1,999
