YES Prosperity Cashback Plus Credit Card vs BOB Financial Prime

• On Movie Ticket bookings get 5% Cashback 
• On Grocery Shopping get 5% Cashback 
• On all Other retails spends get 0.75% Cashback 
• On Bill Payments through YES PayNow get 5% Cashback 

• Get PRIME against fixed deposit of  Rs. 15,000 or more without any income proof
• PRIME is lifetime free, which means Zero First Year and Annual Fees
• 1% fuel surcharge waived for all fuel transactions between  Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
• Convert purchases  of more than Rs 2,500 on your card into easy EMIs of 6/12 months
• Free Personal Accidental Death Cover ensures the financial protection of your family

Pros

• This credit card is for those who prefer Cashback 
• Fuel Surcharge Waiver
• Credit Shield Facility 

Cons

• This credit card isn’t for those who are looking for travel benefits
• This card isn’t for those who prefer air miles or rewards
• No concierge service 

Pros

• 1% cashback
• No fee
• Minimum deposit of Rs. 15,000 

Cons

• No perks or promotions
• No Golf/coaching sessions
• No complimentary Airport Lounge visits