YES Prosperity Cashback Plus Credit Card vs Airtel Axis Credit Card

Joining Fees

₹1,499

₹500

Editor's Rating

3.8

4.6

Key Features

  • On Movie Ticket bookings get 5% Cashback 
  • On Grocery Shopping get 5% Cashback 
  • On all Other retails spends get 0.75% Cashback 
  • On Bill Payments through YES PayNow get 5% Cashback 
  • As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket 
  • Get 1% Cashback on all other spends
  • 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
  • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Enjoy up to 15% off at partnered restaurants via EazyDiner
  • Convert transactions of Rs. 2500 or more into easy EMI
  • Get annual fee waived off on annual spends greater than Rs. 2,00,000

Editor's Review

Pros

  • This credit card is for those who prefer Cashback 
  • Fuel Surcharge Waiver
  • Credit Shield Facility 

Cons

  • This credit card isn’t for those who are looking for travel benefits
  • This card isn’t for those who prefer air miles or rewards
  • No concierge service 

Pros

  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket

Cons

  • No golf benefits
  • No international airport lounge access / movie benefits


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