Get PRIME against fixed deposit of Rs. 15,000 or more without any income proof
PRIME is lifetime free, which means Zero First Year and Annual Fees
1% fuel surcharge waived for all fuel transactions between Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
Convert purchasesof more than Rs 2,500 on your card into easy EMIs of 6/12 months
Free Personal Accidental Death Cover ensures the financial protection of your family
Renewal Offer:Spend Rs. 1 lakh or more in the previous 12 months to waive the renewal membership fee for the next year
Avail 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
Avail 1% cashback on all other spends
Get Rs. 1000 worth of gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter
Up to 20% discount on partnered restaurants via Swiggy Dineout
Zero lost card liability
Up to 50 days of interest-free period from the date of purchase
Revolving Credit is available at a nominal interest rate
Enjoy amazing dining benefits with the Good Food Trail program
Save up to 20% on your restaurant bill payments at more than 20,000 restaurants with Swiggy Dineout. This offer includes both restaurant and Swiggy discounts and is only available for payments made through the Swiggy App
Lounge access has been added to the quarterly spend milestone program, effective from December 1, 2023. Once a user achieves a quarterly spend milestone, they can choose to receive either a Dreamfolks airport lounge access voucher or a Rs. 1000 voucher from a list of available brands
1% fuel surcharge waiver at all fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 5000
Convert big spends into EMI after purchase
This card is equipped with contactless payment technology for added convenience and speed
Editor's Review
Pros
1% cashback
No fee
Minimum deposit of Rs. 15,000
Cons
No perks or promotions
No Golf/coaching sessions
No complimentary Airport Lounge visits
Pros
Get 7% Reward points on every Shoppers Stop spends
Get 2% Reward points on every Non-Shoppers Stop spends
Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500