BOB Financial Prime vs Airtel Axis Credit Card

Joining Fees

₹0

₹500

Editor's Rating

3.4

4.6

Key Features

  • Get PRIME against fixed deposit of  Rs. 15,000 or more without any income proof
  • PRIME is lifetime free, which means Zero First Year and Annual Fees
  • 1% fuel surcharge waived for all fuel transactions between  Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
  • Convert purchases  of more than Rs 2,500 on your card into easy EMIs of 6/12 months
  • Free Personal Accidental Death Cover ensures the financial protection of your family
  • As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket 
  • Get 1% Cashback on all other spends
  • 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
  • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Enjoy up to 15% off at partnered restaurants via EazyDiner
  • Convert transactions of Rs. 2500 or more into easy EMI
  • Get annual fee waived off on annual spends greater than Rs. 2,00,000

Editor's Review

Pros

  • 1% cashback
  • No fee
  • Minimum deposit of Rs. 15,000 

Cons

  • No perks or promotions
  • No Golf/coaching sessions
  • No complimentary Airport Lounge visits

Pros

  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket

Cons

  • No golf benefits
  • No international airport lounge access / movie benefits


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