Get PRIME against fixed deposit of Rs. 15,000 or more without any income proof
PRIME is lifetime free, which means Zero First Year and Annual Fees
1% fuel surcharge waived for all fuel transactions between Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
Convert purchasesof more than Rs 2,500 on your card into easy EMIs of 6/12 months
Free Personal Accidental Death Cover ensures the financial protection of your family
Get 10X CashPoints on your favourite merchants such as Big Basket, BookMyshow, OYO, Swiggy, and Uber. Do note a maximum of 2,500 CashPoints can be earned in a calendar month
Get 5X CashPoints on EMI spends at merchant locations. Do note a maximum of 2,500 CashPoints can be earned in a calendar month
Earn 1 CashPoint for every Rs. 150 on other spends
Get up to 20% discount on partnered restaurants via Swiggy Dineout
Rupay Credit Cardholders can earn 1 RP for every Rs. 150 spent on UPI transactions. The reward points are capped at 500 per calendar month
Zero lost Card liability
Avail up to 50 days of interest-free period
Enjoy Revolving Credit at a nominal interest rate
Enjoy amazing dining benefits with the Good Food Trail program
Get up to 20% savings on all restaurant bill payments via Swiggy Dineout, which consists of 20k + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. This offer is valid only on payments done via the Swiggy App
1% Fuel Surcharge waiver on fuel transactions. This is applicable for minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
Get 500 CashPoints- this is applicable only on payment of membership fee
Get the renewal membership fee waived by spending Rs. 50,000 and above in an annual year
Convert your big spends into EMI after purchase
The Credit Card is enabled for contactless payments
Spend Rs. 50,000 or more in a year, before the Credit Card renewal date to get renewal fee waived off
Editor's Review
Pros
1% cashback
No fee
Minimum deposit of Rs. 15,000
Cons
No perks or promotions
No Golf/coaching sessions
No complimentary Airport Lounge visits
Pros
Get 10X CashPoints on your favourite merchants such as Big Basket, BookMyshow, OYO, Swiggy, and Uber
Get 5X CashPoints on EMI spends at merchant locations, and 1 CashPoint for every Rs. 150 on other spends
Rupay Credit Cardholders can earn 1 RP for every Rs. 150 spent on UPI transactions
Cons
No golf benefits are provided
No international and domestic airport lounge access