BOB Financial Prime vs Axis Bank Signature Credit Card with Lifestyle Benefits
Joining Fees
₹0
₹5,000
Editor's Rating
3.4
4
Key Features
- Get PRIME against fixed deposit of Rs. 15,000 or more without any income proof
- PRIME is lifetime free, which means Zero First Year and Annual Fees
- 1% fuel surcharge waived for all fuel transactions between Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
- Convert purchases of more than Rs 2,500 on your card into easy EMIs of 6/12 months
- Free Personal Accidental Death Cover ensures the financial protection of your family
- If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
- Annual fee waived upon spending Rs. 3 lakh in the preceding year
- 50% cashback on movie tickets purchased through BookMyShow
- Flexible Spending Limit
- Visa Offers Complimentary Airport Lounge Access within India
- Complimentary Priority Pass membership
- On transactions over Rs. 2500, convert the purchases into EMIs
- Avail up to Rs. 2.5 crore for Air Accident Cover
- Get 15% off on dining bills at partnered restaurants in India
- Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
- Get 10 Reward Points per Rs. 200 spent domestically
- Get 20 Reward Points on every Rs. 200 spent internationally on
- On the first online transaction get 100 Points
Editor's Review
Pros
- 1% cashback
- No fee
- Minimum deposit of Rs. 15,000
Cons
- No perks or promotions
- No Golf/coaching sessions
- No complimentary Airport Lounge visits
Pros
- Avail Gift Vouchers from top brands
- Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
- Obtain Air Accident Insurance Cover
Cons
- The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card
