BOB Financial Prime vs Axis Bank Ace Credit Card

• Get PRIME against fixed deposit of  Rs. 15,000 or more without any income proof
• PRIME is lifetime free, which means Zero First Year and Annual Fees
• 1% fuel surcharge waived for all fuel transactions between  Rs 400 - Rs 5,000 (Max. waiver of Rs. 250 per month)
• Convert purchases  of more than Rs 2,500 on your card into easy EMIs of 6/12 months
• Free Personal Accidental Death Cover ensures the financial protection of your family

• Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
• Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
• Get 4% cashback on Ola, Zomato, and Swiggy
• Get 1.5% cashback on all other spends
• 4 complimentary domestic airport lounge access per calendar year
• Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
• Get up to 15% off at 4000+ partnered restaurants in India
• Easily convert transactions of Rs. 2,500 or more into EMI

Pros

• 1% cashback
• No fee
• Minimum deposit of Rs. 15,000 

Cons

• No perks or promotions
• No Golf/coaching sessions
• No complimentary Airport Lounge visits

Pros

• Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
• Get 1.5% cashback on all other spends
• 4 complimentary domestic airport lounge access per calendar year

Cons

• No rewards benefits
• No golf and movie benefits
• No international lounge access