Axis Bank Signature Credit Card with Lifestyle Benefits vs ICICI Bank Coral Credit Card

• Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
• From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year 
• On any transactions above Rs. 2500, contact the bank to convert it into EMIs
• Air Accident Cover up to Rs. 2,50,00,000
• Purchase Protection up to Rs. 1,00,000
• Loss Travel Document cover/Delay  of check-in baggage cover up to 300 USD
• Complimentary access to airport lounges in India 
• With Priority Pass access over 700 VIP lounges in over 90 countries and  275 cities. Only the membership to the Priority Pass Program is complimentary
• 50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
• Discover unique  delectable cuisines with Axis  Bank Dining Delights that  offers  15% off at partnered restaurants in India 
• Fuel surcharge refund valid on transactions between Rs.  400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
• Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
• Earn 10 points on Domestic spends for every Rs. 200
• Earn 20  points on International spends for every Rs. 200
• 100  points on  the first online transaction 

• Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year
• Annual Fee from second year onwards will be waived off if you spend more than Rs. 1,50,000 in the previous year
• One complimentary access per quarter to selected Airport Lounges in India by spending minimum of Rs 5,000 or above in a calendar quarter on the card to avail this facility in the next calendar quarter
• One complimentary Domestic Railway Lounge visit per quarter
• Avail 25% discount up to Rs.100 on purchase of minimum 2 movie tickets per transaction on BookMyShow and Inox. The offer can be availed twice in a month
• Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel)
• Earn 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
• Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending Rs. 2,00,000 on your card and 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10,000 PAYBACK Points per year
• Exclusive dining offers through ICICI Bank Culinary Treats Programme            
• Whether you are, in India or abroad, enjoy the amazing offers from VISA. Wine, dine and unwind with fabulous offers from luxury hotels, restaurants, lifestyle stores, spas and more
• Mastercard Moments is the exclusive program specially crafted for Mastercard cardholders. This program hosts exceptional experiences designed to inspire and enrich the lives of our Mastercards cardholders, with program members able to enjoy additional benefits
• With ICICI Bank Coral Mastercard Credit Card avail exclusive access to premium airport lounges and railway lounges in India. One complimentary Airport Lounge visit and one complimentary Railway Lounge visit per quarter.  One complimentary Domestic Airport Lounge visit and one complimentary Railway Lounge visit per quarter and lounge access will be applicable only for primary cardholders
• ICICI Bank Coral Mastercard Credit Card also provides exclusive dining offers through ICICI Bank Culinary Treats Programme
• 1% fuel surcharge wavier- The offer is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps

Pros

• Avail Gift Vouchers from top brands
• Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
• Obtain Air Accident Insurance Cover 

Cons       

• The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card

Pros

• Exclusive dining offers through ICICI Bank Culinary Treats Programme
• 1% on fuel surcharge every time you refuel
• Discover how your ICICI Bank Coral Credit Card can deliver savings of Rs 11,175 every year

Cons

• If you’re a frequent flyer the offer of 1 complimentary access per quarter to select airport lounges in India isn’t sufficient  
• Limitations on the cost of purchasing movie tickets
• No Golf/coaching sessions

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