ICICI Bank Coral Credit Card vs ICICI Bank MakeMyTrip Signature Credit Card

Joining Fees

₹500

₹2,500

Editor's Rating

3

3.5

Key Features

  • Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year
  • Annual Fee from second year onwards will be waived off if you spend more than Rs. 1,50,000 in the previous year
  • One complimentary access per quarter to selected Airport Lounges in India by spending minimum of Rs 5,000 or above in a calendar quarter on the card to avail this facility in the next calendar quarter
  • One complimentary Domestic Railway Lounge visit per quarter
  • Avail 25% discount up to Rs.100 on purchase of minimum 2 movie tickets per transaction on BookMyShow and Inox. The offer can be availed twice in a month
  • Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel)
  • Earn 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
  • Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending Rs. 2,00,000 on your card and 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10,000 PAYBACK Points per year
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme            
  • Whether you are, in India or abroad, enjoy the amazing offers from VISA. Wine, dine and unwind with fabulous offers from luxury hotels, restaurants, lifestyle stores, spas and more
  • Mastercard Moments is the exclusive program specially crafted for Mastercard cardholders. This program hosts exceptional experiences designed to inspire and enrich the lives of our Mastercards cardholders, with program members able to enjoy additional benefits
  • With ICICI Bank Coral Mastercard Credit Card avail exclusive access to premium airport lounges and railway lounges in India. One complimentary Airport Lounge visit and one complimentary Railway Lounge visit per quarter.  One complimentary Domestic Airport Lounge visit and one complimentary Railway Lounge visit per quarter and lounge access will be applicable only for primary cardholders
  • ICICI Bank Coral Mastercard Credit Card also provides exclusive dining offers through ICICI Bank Culinary Treats Programme
  • 1% fuel surcharge wavier- The offer is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps
  • 1 complimentary access to international airport lounges with Dreamfolks membership card
  • 2 complimentary airport lounge access per quarter
  • 1 complimentary railway lounge access in a quarter to participating lounges in India
  • BookMyShow and Inox: Get 25% discount, maximum up to Rs. 150, on purchase of minimum two tickets per transaction. Do note this offer can be availed twice in a month on BookMyShow and Inox individually
  • Chip and PIN security
  • 1% fuel surcharge waiver on fuel transactions of up to Rs. 4000 at HPCL pumps
  • Complimentary enrollment into the MMTBLACK program that provides following benefits:

A. Exclusive offers, MyCash, and lots more for the future bookings on MakeMyTrip

B. MMTBLACK members can use MyCash to make bookings at MakeMyTrip

C. The MyCash earned via MMTBLACK program is valid for 90 days

D. MyCash = 100% usable MakeMyTrip Cash

Please Note: With effect from Apr 15, 2024 the MMTBLACK Exclusive membership has been replaced with the MMTBLACK Platinum membership. This will be valid for 12 months from date of issuance. Members of the MMTBLACK Platinum membership will avail the following benefits:

A. 0.75% off on Flight bookings | 1.5% off on Hotel / Holiday bookings

B. Benefits on select hotels:

1. Additional discount of 10% & Above

2. Guaranteed Room Upgrade/ Meal Upgrade/ Hotel Credit

3. FLAT 20% OFF on F&B/SPA

4. 24 X 7 customer support

C. 50% OFF on Ancillaries – Zero Cancellation, Meal, Date Change, Fast Forward

D. Two vouchers worth Rs. 10,000 each on booking a holiday package worth Rs 1.5 lakh+

  • Enjoy exclusive MMT cabs benefit

Editor's Review

Pros

  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • 1% on fuel surcharge every time you refuel
  • Discover how your ICICI Bank Coral Credit Card can deliver savings of Rs 11,175 every year

Cons

  • If you’re a frequent flyer the offer of 1 complimentary access per quarter to select airport lounges in India isn’t sufficient  
  • Limitations on the cost of purchasing movie tickets
  • No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here

Pros

  • Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
  • Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
  • 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps

Cons

  • The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card 
  • No Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here


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