Compare ICICI Bank Coral Credit Card vs HDFC Millennia Credit Card

Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year
Annual Fee from second year onwards will be waived off if you spend more than Rs. 1,50,000 in the previous year
One complimentary access per quarter to selected Airport Lounges in India by spending minimum of Rs 5,000 or above in a calendar quarter on the card to avail this facility in the next calendar quarter
One complimentary Domestic Railway Lounge visit per quarter
Avail 25% discount up to Rs.100 on purchase of minimum 2 movie tickets per transaction on BookMyShow and Inox. The offer can be availed twice in a month
Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel)
Earn 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories
Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending Rs. 2,00,000 on your card and 1000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 10,000 PAYBACK Points per year
Exclusive dining offers through ICICI Bank Culinary Treats Programme
Whether you are, in India or abroad, enjoy the amazing offers from VISA. Wine, dine and unwind with fabulous offers from luxury hotels, restaurants, lifestyle stores, spas and more
Mastercard Moments is the exclusive program specially crafted for Mastercard cardholders. This program hosts exceptional experiences designed to inspire and enrich the lives of our Mastercards cardholders, with program members able to enjoy additional benefits
With ICICI Bank Coral Mastercard Credit Card avail exclusive access to premium airport lounges and railway lounges in India. One complimentary Airport Lounge visit and one complimentary Railway Lounge visit per quarter. One complimentary Domestic Airport Lounge visit and one complimentary Railway Lounge visit per quarter and lounge access will be applicable only for primary cardholders
ICICI Bank Coral Mastercard Credit Card also provides exclusive dining offers through ICICI Bank Culinary Treats Programme
1% fuel surcharge wavier- The offer is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps

Renewal Offer: Spend Rs. 1 lakh or more in the previous 12 months to waive the renewal membership fee for the next year
Avail 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
Avail 1% cashback on all other spends
Get Rs. 1000 worth of gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter
Up to 20% discount on partnered restaurants via Swiggy Dineout
Zero lost card liability
Up to 50 days of interest-free period from the date of purchase
Revolving Credit is available at a nominal interest rate
Enjoy amazing dining benefits with the Good Food Trail program
Save up to 20% on your restaurant bill payments at more than 20,000 restaurants with Swiggy Dineout. This offer includes both restaurant and Swiggy discounts and is only available for payments made through the Swiggy App
Lounge access has been added to the quarterly spend milestone program, effective from December 1, 2023. Once a user achieves a quarterly spend milestone, they can choose to receive either a Dreamfolks airport lounge access voucher or a Rs. 1000 voucher from a list of available brands
1% fuel surcharge waiver at all fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 5000
Convert big spends into EMI after purchase
This card is equipped with contactless payment technology for added convenience and speed

Pros

Exclusive dining offers through ICICI Bank Culinary Treats Programme
1% on fuel surcharge every time you refuel
Discover how your ICICI Bank Coral Credit Card can deliver savings of Rs 11,175 every year

Cons

If you’re a frequent flyer the offer of 1 complimentary access per quarter to select airport lounges in India isn’t sufficient
Limitations on the cost of purchasing movie tickets
No Golf/coaching sessions

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Pros