Standard Chartered Ultimate Card vs Flipkart Axis Bank Credit Card

• Get up to Rs. 10,000 cashback on MakeMyTrip
• Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
• 5% cashback on duty-free spends  
• Up to 25% discount at the top 750 restaurants in India
• Access 20 premier golf courses in India and 150 worldwide
• Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options

• Welcome Benefits: Rs. 600 worth of joining and activation benefits

• Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits: Flipkart/Swiggy 

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card               

b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

• Get unlimited 5% cashback on Flipkart and Cleartrip spends
• Get unlimited 4% Cashback on Preferred Merchants
• Get unlimited 1% Cashback on other eligible categories
• 4 complimentary lounge visits to select airport lounges within India per Calendar year
• 1% fuel surcharge waiver on all fuel transactions in India. This is applicable on transactions between Rs. 400 to Rs. 4000
• On any transaction over Rs. 2,500, convert the purchases into EMI
• Indulge in delectable cuisines up to 15% off, up to Rs. 500,  at partnered restaurants in India                               
• On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

Pros

• 2% foreign currency markup* fee on overseas spends
• Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
• Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay

Cons

• High Annual Fee of Rs. 5,000
• No fee waiver
• No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)

Pros

• Unlimited Cashback
• Complimentary Airport Lounge Access
• Card replacement fee (lost or stolen or re-issue): Waived

Cons

• Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
• 3.5% foreign currency conversion fees
• No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards