Standard Chartered Ultimate Card vs Axis Bank Signature Credit Card with Lifestyle Benefits

Joining Fees



Editor's Rating



Key Features

  • Get up to Rs. 10,000 cashback on MakeMyTrip
  • Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
  • 5% cashback on duty-free spends  
  • Up to 25% discount at the top 750 restaurants in India
  • Access 20 premier golf courses in India and 150 worldwide
  • Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options
  • If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
  • Annual fee waived upon spending Rs. 3 lakh in the preceding year
  • 50% cashback on movie tickets purchased through BookMyShow
  • Flexible Spending Limit
  • Visa Offers Complimentary Airport Lounge Access within India 
  • Complimentary Priority Pass membership
  • On transactions over Rs. 2500, convert the purchases into EMIs
  • Avail up to Rs. 2.5 crore for Air Accident Cover
  • Get 15% off on dining bills at partnered restaurants in India 
  • Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
  • Get 10 Reward Points per Rs. 200 spent domestically
  • Get 20 Reward Points on every Rs. 200 spent internationally on 
  • On the first online transaction get 100 Points 

Editor's Review


  • 2% foreign currency markup* fee on overseas spends
  • Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay


  • High Annual Fee of Rs. 5,000
  • No fee waiver
  • No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)


  • Avail Gift Vouchers from top brands
  • Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
  • Obtain Air Accident Insurance Cover 



  • The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card



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