Standard Chartered Ultimate Card - Review & Apply

Pros

• 2% foreign currency markup* fee on overseas spends
• Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
• Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay

Cons

• High Annual Fee of Rs. 5,000
• No fee waiver
• No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)