Standard Chartered Ultimate Card Welcome Offers
![Standard Chartered Ultimate Card](https://images.fintra.co.in/cms/sc-ultimate.png)
Category
fuel,cashback
Fintra's Rating
4.6/5
Welcome Offers
For all Standard Chartered Credit Cards, the monthly interest rate is up to 3.49% pm, accounting to APR 41.88%. However, for Visa Infinite and Emirates World credit cards, the monthly interest rate is up to 3.10% pm (APR of 37.20%); and for all instant credit card variants, the monthly interest rate is 1.99% pm (APR of 23.88%). Cash transactions will have an interest rate up to 3.49% pm (APR of 41.88%)
Standard Chartered Ultimate Card Fees- Get up to Rs. 10,000 cashback on MakeMyTrip
- Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
- 5% cashback on duty-free spends
- Up to 25% discount at the top 750 restaurants in India
- Access 20 premier golf courses in India and 150 worldwide
- Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options
Pros
- 2% foreign currency markup* fee on overseas spends
- Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
- Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
Cons
- High Annual Fee of Rs. 5,000
- No fee waiver
- No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)