Standard Chartered Ultimate Card vs Amazon Pay ICICI Bank Credit Card

Joining Fees



Editor's Rating



Key Features

  • Get up to Rs. 10,000 cashback on MakeMyTrip
  • Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
  • 5% cashback on duty-free spends  
  • Up to 25% discount at the top 750 restaurants in India
  • Access 20 premier golf courses in India and 150 worldwide
  • Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options
  • Earn 5% back on Amazon.in for Amazon Prime customers
  • Earn 3% back on Amazon.in for non-prime customers
  • Earn 2% back on 100+ Amazon Pay partner merchants using this card on Amazon Pay as the payment method
  • Earn 1% back on all other payments including shopping, dining, insurance, holidays, etc

Please Note: The Earnings will be in the form of Amazon Pay balance.

Editor's Review


  • 2% foreign currency markup* fee on overseas spends
  • Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay


  • High Annual Fee of Rs. 5,000
  • No fee waiver
  • No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)


  • 15% savings on dining bills at 2,500+ restaurants in India through Culinary Treats Programme
  • Fuel Waiver of 1% on fuel surcharge


  • No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits  
  • No Golf Privileges 

More comparisions with Standard Chartered Ultimate Card

More comparisions with Amazon Pay ICICI Bank Credit Card