Earn 5 reward points on every Rs. 150 spent and get maximum benefit with 1 reward point equal to Re 1
5% cashback on duty-free spends
Up to 25% discount at the top 750 restaurants in India
Access 20 premier golf courses in India and 150 worldwide
Convert big credit card transactions (starting from Rs. 5,000) into easy EMI with "Kuch Bhi" facility at attractive rates pricing and flexible tenure options
Easy Access to Cash
Fuel Surcharge Waiver
Easy Balance Transfer Options
Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750
Editor's Review
Pros
2% foreign currency markup* fee on overseas spends
Access to over 1000 airport lounges across the world, with a complimentary Priority Pass membership
Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
Cons
High Annual Fee of Rs. 5,000
No fee waiver
No category-specific elevated rates (e.g. Higher cashback rate for grocery spending)
Pros
Fuel surcharge waiver at fuel stations across India
Attractive Foreign Currency Markup of 2.5%
Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Cardmember
Cons
No complimentary Golf lessons/green
No complimentary Airport Lounge access
More comparisions with Standard Chartered Ultimate Card