Kotak Fortune Gold Credit Card vs Kotak Privy League Signature Credit Card
Joining Fees
₹0
₹0
Editor's Rating
3.7
4.2
Key Features
- Easy Access to Cash
- Fuel Surcharge Waiver
- Easy Balance Transfer Options
- Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750
- Rewards program (Paid Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, grocery, consumer durable, multi-brand online and, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, duty-free, international spends and travel agencies
- Rewards program (Free Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, jewellery, consumer durable, restaurants, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, restaurants, international spends and travel agencies
- Once the individual accumulates reward points, it can redeem them from a range of redemption options like air tickets, 10 000 merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card points into easy points
- Convert any purchase above Rs.2500 to easy EMIs
Editor's Review
Pros
- Fuel surcharge waiver at fuel stations across India
- Attractive Foreign Currency Markup of 2.5%
- Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Cardmember
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
Pros
- 4 complimentary Priority Pass visits, 16 PVR tickets and much more
- Low forex markup fees of 2% for all your international spends
- Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs
Cons
- No Golf Privileges
