Kotak Fortune Gold Credit Card vs Kotak Privy League Signature Credit Card

• Easy Access to Cash
• Fuel Surcharge Waiver 
• Easy Balance Transfer Options
• Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750

• Rewards program (Paid Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, grocery, consumer durable, multi-brand online and, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, duty-free, international spends and travel agencies
• Rewards program (Free Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, jewellery, consumer durable, restaurants, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, restaurants, international spends and travel agencies 
• Once the individual accumulates reward points, it can redeem them from a range of redemption options like air tickets, 10 000 merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card points into easy points
• Convert any purchase above Rs.2500 to easy EMIs 

Pros

• Fuel surcharge waiver at fuel stations across India
• Attractive Foreign Currency Markup of 2.5%
• Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

• No complimentary Golf lessons/green
• No complimentary Airport Lounge access

Pros

• 4 complimentary Priority Pass visits, 16 PVR tickets and much more
• Low forex markup fees of 2% for all your international spends
• Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs

Cons

• No Golf Privileges