Kotak Fortune Gold Credit Card vs Kotak Silk Inspire Credit Card

Joining Fees

₹0

₹599

Editor's Rating

3.7

3.6

Key Features

  • Easy Access to Cash
  • Fuel Surcharge Waiver 
  • Easy Balance Transfer Options
  • Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750
  • Avail 5x  Reward Points on every Rs. 100 spent on Apparels
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
  • Avail 1 reward for every Rs. 200 spent on other categories without any restrictions 

Editor's Review

Pros

  • Fuel surcharge waiver at fuel stations across India
  • Attractive Foreign Currency Markup of 2.5%
  • Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

  • No complimentary Golf lessons/green
  • No complimentary Airport Lounge access

Pros

  • 5% savings on apparels
  • Get 1 Reward Point for every Rs.200 spent on other categories
  • Silk Inspired Shield

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 


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