Kotak Silk Inspire Credit Card vs ICICI Bank HPCL Coral Credit Card

Kotak Silk Inspire Credit Card
Kotak Silk Inspire Credit Card
Kotak Mahindra Bank · Visa
3.6
₹599 / Joining Fees
Apply Now →
VS
ICICI Bank HPCL Coral Credit Card
ICICI Bank HPCL Coral Credit Card
ICICI Bank · Mastercard
3
₹199 / Joining Fees
Apply Now →
Fees
Kotak Mahindra Bank
ICICI Bank
Joining Fees
₹599
₹199
Renewal Fees
₹599
₹199
Network
Visa
Mastercard
Editor's Review
3.6
3
Free Lounge Access
No
No
Features
Kotak Silk Inspire Credit Card
  • Avail 5x  Reward Points on every Rs. 100 spent on Apparels
  • Pay with Reward Points at selected merchant outlets
  • Spend Rs. 1, 25,000 every 6 months and avail 4 free PVR tickets or 1000 reward points
  • Avail 1 reward for every Rs. 200 spent on other categories without any restrictions 
ICICI Bank HPCL Coral Credit Card
  • Cash-back and savings on fuel surcharge
  • Earn 2 PAYBACK Points on every Rs. 100 spent on retail purchases except for fuel. Redeem 2000 PAYBACK Points for fuel worth Rs. 500
  • Redeem PAYBACK Points from many options such as movie and travel vouchers to lifestyle products, mobiles, appliances and more
  • Avail of 25% discount, maximum up to Rs. 100 on purchase of minimum two tickets per transaction through www.bookmyshow.com
Editor's Review
Kotak Silk Inspire Credit Card

Pros

  • 5% savings on apparels
  • Get 1 Reward Point for every Rs.200 spent on other categories
  • Silk Inspired Shield

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • No Airport Lounge access 
ICICI Bank HPCL Coral Credit Card

Pros

  • Getting free movie tickets has always made everyone excited – With this card, get Rs. 100 off each time, twice a month
  • 2.5% cashback every time you fill fuel at HPCL pump for more than Rs. 500 each time
  • 1% surcharge on fuel transactions waived off

Cons

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit
  • No Golf Privileges
  • No Complimentary Airport Lounge access

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