ICICI Bank HPCL Coral Credit Card vs InterMiles HDFC Bank Signature Credit Card

• Cash-back and savings on fuel surcharge
• Earn 2 PAYBACK Points on every Rs. 100 spent on retail purchases except for fuel. Redeem 2000 PAYBACK Points for fuel worth Rs. 500
• Redeem PAYBACK Points from many options such as movie and travel vouchers to lifestyle products, mobiles, appliances and more
• Avail of 25% discount, maximum up to Rs. 100 on purchase of minimum two tickets per transaction through www.bookmyshow.com

• Renewal Benefits

A. Continue the exciting journey with 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date

Experience savings on Flight & Hotel bookings:

A. Get Rs. 750  Flight Discount vouchers

B. Get Rs. 1000  Hotel Discount vouchers

Do note that these Renewal benefits are only applicable on realization of membership fee

• Get 6 InterMiles on every Rs. 150 spent on retail spends
• Get 12 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
• Get 12 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
• Privileges on Etihad Airways

A. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com

B. Obtain 10% discount on Etihad Airways Business Class tickets booked on http://flights.intermiles.com

C. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com

• Domestic Lounge Program: Be greeted with luxury each time when traveling, with access to selected lounges at airports in India with the bank’s network partners
• VISA Lounge Program: Get 16 complimentary visits Per Year (4 per quarter)
• MasterCard Lounge Program: Get 16 complimentary visits (4 per quarter)
• Priority Pass Membership: Get Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program. It allows preferential access to more than 600 airport lounges around the world, and a well deserved rest, refreshment along with the use of business facilities like phones, fax, Internet access and conference rooms
• Primary Card holders can get up to 5 free visits to the International Lounges every year
• 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
• Zero liability on lost card
• Revolving Credit is available at an interest rate of 3.6% per month
• Avail up to 50 days of free credit period from the date of purchase
• Avail up to 3 Add-on Cards
• Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount

Pros

• Getting free movie tickets has always made everyone excited – With this card, get Rs. 100 off each time, twice a month
• 2.5% cashback every time you fill fuel at HPCL pump for more than Rs. 500 each time
• 1% surcharge on fuel transactions waived off

Cons

• The ICICI Bank HPCL Coral Credit Card does not provide statement credit
• No Golf Privileges
• No Complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here

Pros

• InterMiles as welcome benefit and reward points
• Domestic and international lounge access with Priority Pass
• Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount

Cons

• InterMiles can only be used for travel related bookings on the InterMiles website
• There are other travel credit cards that offer more redemption options
• No golf or movie benefits