Compare InterMiles HDFC Bank Signature Credit Card vs HDFC Millennia Credit Card

A. Continue the exciting journey with 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date

Experience savings on Flight & Hotel bookings:

A. Get Rs. 750 Flight Discount vouchers

B. Get Rs. 1000 Hotel Discount vouchers

Do note that these Renewal benefits are only applicable on realization of membership fee

Get 6 InterMiles on every Rs. 150 spent on retail spends
Get 12 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
Get 12 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
Privileges on Etihad Airways

A. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com

B. Obtain 10% discount on Etihad Airways Business Class tickets booked on http://flights.intermiles.com

C. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com

Domestic Lounge Program: Be greeted with luxury each time when traveling, with access to selected lounges at airports in India with the bank’s network partners
VISA Lounge Program: Get 16 complimentary visits Per Year (4 per quarter)
MasterCard Lounge Program: Get 16 complimentary visits (4 per quarter)
Priority Pass Membership: Get Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program. It allows preferential access to more than 600 airport lounges around the world, and a well deserved rest, refreshment along with the use of business facilities like phones, fax, Internet access and conference rooms
Primary Card holders can get up to 5 free visits to the International Lounges every year
1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
Zero liability on lost card
Revolving Credit is available at an interest rate of 3.6% per month
Avail up to 50 days of free credit period from the date of purchase
Avail up to 3 Add-on Cards
Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount

Renewal Offer: Spend Rs. 1 lakh or more in the previous 12 months to waive the renewal membership fee for the next year
Avail 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
Avail 1% cashback on all other spends
Get Rs. 1000 worth of gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter
Up to 20% discount on partnered restaurants via Swiggy Dineout
Zero lost card liability
Up to 50 days of interest-free period from the date of purchase
Revolving Credit is available at a nominal interest rate
Enjoy amazing dining benefits with the Good Food Trail program
Save up to 20% on your restaurant bill payments at more than 20,000 restaurants with Swiggy Dineout. This offer includes both restaurant and Swiggy discounts and is only available for payments made through the Swiggy App
Lounge access has been added to the quarterly spend milestone program, effective from December 1, 2023. Once a user achieves a quarterly spend milestone, they can choose to receive either a Dreamfolks airport lounge access voucher or a Rs. 1000 voucher from a list of available brands
1% fuel surcharge waiver at all fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 5000
Convert big spends into EMI after purchase
This card is equipped with contactless payment technology for added convenience and speed

Pros

InterMiles as welcome benefit and reward points
Domestic and international lounge access with Priority Pass
Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount

Cons

InterMiles can only be used for travel related bookings on the InterMiles website
There are other travel credit cards that offer more redemption options
No golf or movie benefits

Pros