InterMiles HDFC Bank Signature Credit Card vs RBL Bank MoneyTap Black Credit Card

InterMiles HDFC Bank Signature Credit Card
InterMiles HDFC Bank Signature Credit Card
HDFC Bank · Visa
3.6
₹2,500 / Joining Fees
Apply Now →
VS
RBL Bank MoneyTap Black Credit Card
RBL Bank MoneyTap Black Credit Card
RBL Bank · Mastercard
3.6
₹3,000 / Joining Fees
Apply Now →
Fees
HDFC Bank
RBL Bank
Joining Fees
₹2,500
₹3,000
Renewal Fees
₹2,500
₹3,000
Network
Visa
Mastercard
Editor's Review
3.6
3.6
Free Lounge Access
Yes
Yes
Features
InterMiles HDFC Bank Signature Credit Card
  • Renewal Benefits

A. Continue the exciting journey with 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of Anniversary date

Experience savings on Flight & Hotel bookings:

A. Get Rs. 750  Flight Discount vouchers

B. Get Rs. 1000  Hotel Discount vouchers

Do note that these Renewal benefits are only applicable on realization of membership fee

  • Get 6 InterMiles on every Rs. 150 spent on retail spends
  • Get 12 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
  • Get 12 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
  • Privileges on Etihad Airways

A. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com

B. Obtain 10% discount on Etihad Airways Business Class tickets booked on http://flights.intermiles.com

C. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com

  • Domestic Lounge Program: Be greeted with luxury each time when traveling, with access to selected lounges at airports in India with the bank’s network partners
  • VISA Lounge Program: Get 16 complimentary visits Per Year (4 per quarter)
  • MasterCard Lounge Program: Get 16 complimentary visits (4 per quarter)
  • Priority Pass Membership: Get Priority pass membership that provides complimentary enrollment worth $99 into the Priority Pass Program. It allows preferential access to more than 600 airport lounges around the world, and a well deserved rest, refreshment along with the use of business facilities like phones, fax, Internet access and conference rooms
  • Primary Card holders can get up to 5 free visits to the International Lounges every year
  • 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
  • Zero liability on lost card
  • Revolving Credit is available at an interest rate of 3.6% per month
  • Avail up to 50 days of free credit period from the date of purchase
  • Avail up to 3 Add-on Cards
  • Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount
RBL Bank MoneyTap Black Credit Card

* Get 2 Reward Points for every Rs. 100 spent on all purchases such as travel, groceries, dining and electricity bill
* Avail 5X Reward Points i.e. 10 Reward Points for every Rs. 100 spent online, up to 500 Reward Points in a month
* Monthly Benefit: Earn 1000 Reward Points every month on making at least 5 transactions of Rs. 1000 or more
* Get 10% discount on movie bookings on bookmyshow, up to Rs. 100, any day of the week, 15 times in a year
* Complimentary access to domestic airport lounges, up to 1 visit per calendar quarter
* Earn 8000 Reward Points on annual online spends of Rs. 2.5 lakh
* Earn additional 8000 Reward Points on crossing annual online spends of Rs. 4 lakh
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. The maximum waiver of Rs. 100 per month

Editor's Review
InterMiles HDFC Bank Signature Credit Card

Pros

  • InterMiles as welcome benefit and reward points
  • Domestic and international lounge access with Priority Pass
  • Save up to 20% on dining bills paid via Dineout Pay via the credit card. Get 15% Dineout Discount plus Additional 5% HDFC Bank Discount

Cons

  • InterMiles can only be used for travel related bookings on the InterMiles website
  • There are other travel credit cards that offer more redemption options
  • No golf or movie benefits
RBL Bank MoneyTap Black Credit Card

Pros
* Movies and Monthly Rewards along with Airport Lounge Access
* Earn Accelerated Reward Points on online spends benefits
* Earn up to 16000 Reward Points on Annual Spend milestone

Cons
* No golf benefits
* No airmiles

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