ICICI Bank HPCL Coral Credit Card vs HDFC Regalia Credit Card

Joining Fees

₹199

₹2,500

Editor's Rating

3

4

Key Features

  • Cash-back and savings on fuel surcharge
  • Earn 2 PAYBACK Points on every Rs. 100 spent on retail purchases except for fuel. Redeem 2000 PAYBACK Points for fuel worth Rs. 500
  • Redeem PAYBACK Points from many options such as movie and travel vouchers to lifestyle products, mobiles, appliances and more
  • Avail of 25% discount, maximum up to Rs. 100 on purchase of minimum two tickets per transaction through www.bookmyshow.com
  • Airport Lounge Access within and outside India
  • Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
  • On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
  • Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
  • Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency

Editor's Review

Pros

  • Getting free movie tickets has always made everyone excited – With this card, get Rs. 100 off each time, twice a month
  • 2.5% cashback every time you fill fuel at HPCL pump for more than Rs. 500 each time
  • 1% surcharge on fuel transactions waived off

Cons

  • The ICICI Bank HPCL Coral Credit Card does not provide statement credit
  • No Golf Privileges
  • No Complimentary Airport Lounge access

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Pros

  • Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
  • Accidental air death cover worth Rs. 1 Crore
  • Fuel Surcharge Waiver

 

Cons

  • Slightly high Annual Fee
  • No golf/coaching sessions


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