Benefits of PMJAY/Benefits of Ayushman Bharat

Pradhan Mantri Jan Arogya Yojana, also known as the Ayushman Bharat Yojana, is a scheme to better the healthcare services in  India. This scheme provides an insurance cover of Rs.5 lakh per family per annum through the premiums paid by the central and state governments.

The Ayushman Bharat Yojana mainly focuses on the lower section of the society. So, the benefits which are given to the poor people are discussed below:

  1. Health insurance up to Rs. 5 Lakh per family per year
  2. No cap on family size and age of the member
  3. Free treatment available at all public and empanelled private hospitals in times of need
  4. All pre-existing diseases covered so Hospitals cannot deny treatment for any diseases
  5. Cashless and paperless access to quality health care services
  6. Hospitals will not be allowed to charge any additional money from beneficiaries for the treatment
  7. Easy Access: Benefits of the scheme are available across all the private and public provident fund. The scheme also promotes digitalisation and therefore is paperless and cashless

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