How to check eligibility criteria for PMJAY?

India's Prime Minister, Narendra Modi, launched the Pradhan Mantri Jan Arogya Yojana, which was previously known as the Ayushman Bharat Yojana, to better the healthcare services for the lowest strata of society in India. 

This scheme offers an insurance cover of Rs.5 lakh per family per annum free through the premiums paid by the central and state governments. The Pradhan Mantri Jan Arogya Yojana enables the poor to benefit from cashless secondary and tertiary healthcare. It aims to benefit 50 crore beneficiaries in the rural and urban areas of India. These people don't need to pay for any of the services because both the pre-and post-hospitalization expenditure are covered.

To check your eligibility criteria for PMJAY, follow the procedure given below:

  1. Visit the official website and click on the 'Am I Eligible' tab.
  2. Key in your mobile number to obtain a one-time password (OTP).
  3. Once you receive the OTP, verify it by entering this on the slot provided.
  4. You can search whether you are in the SECC database for the PMJAY, either by entering your mobile number or by your ration card number or by the unique registration number (URN) provided by the Rashtriya Swasthya Bima Yojana (RSBY) or the SECC.
  5. If the search gives a result, you can choose for obtaining a text message on the registered number with the Unique Registration Number which can be utilised in the future.

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