Eligibility for PMJAY for Rural Areas

Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a scheme that aims to help economically vulnerable Indians who require healthcare facilities.

PMJAY aims to assist the rural sector to avoid debt traps as well as avail healthcare services by providing them yearly assistance of up to Rs. 5 lakh per family. This scheme comes to the aid to those economically disadvantaged families as per data in the Socio-Economic Caste Census 2011.

Under this scheme, rural households are identified based on the deprivation categories (D1, D2, D3, D4, D5, and D7) recognized under the SECC database.

The different categories include:

  1. Families only having one room with kucha walls and roof.
  2. Families with no adult/male/earning member between the age of 16 and 59 years.
  3. Female held households with no adult member between the age of 16 and 59 years.
  4. Disabled members and no able-bodied adult member in the family.
  5. SC/ST households
  6. Landless households deriving a major part of the income from manual casual labour.
  7. Families in rural areas having any one of the following: households without shelter, destitute, living on alms, manual scavenger families, primitive tribal groups, legally released bonded labour.

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