What are the benefits of Aadhaar Card?

The Aadhaar card, a unique identification number, is issued to every citizen of India. This card is a biometric system which stores the personal details of every Indian citizen in a database maintained by the Indian Government. Aadhaar card provides a unique identity which enables to serve various purposes. Some of its benefits are described below:

LPG Subsidy: The LPG subsidy is directly transferred to the bank account in which the 12-digit Aadhaar number is linked. For this, the consumer has to visit his/her area distributor and get his/her Aadhaar linked with the consumer number. Along with LPG subsidy, to claim various other subsidies you just need to link Aadhaar number with government schemes. Do make sure your bank account is also linked with the Aadhaar to avail these subsidies.

Monthly Pension: To reduce incidents of fake beneficiaries, the pensioners in selected states, will have to register their Aadhaar Card to their respective department to obtain their pension.

Speedy delivery of Passports: If you possess an Aadhaar Card, then you can get your passport in only 10 days. In this, police verification is done at a later stage which eliminates the time-consuming stage. 

Pradhan Mantri Jan Dhan Yojana (PMJDY): Aadhaar is the only sufficient document to open an account under this scheme. It also includes the benefits of RuPay Card, insurance etc.

Reliable Biometric Identity Proof: As of today, Aadhaar card is the most reliable identity proofs because it has the individual’s biometric details along with the demographic data. Moreover, if the original copy isn’t with you, just download the e-Aadhaar to use it in place of Aadhaar.

Opening bank account, purchasing insurance, or investing in mutual funds: If you possess an Aadhaar, then the KYC compliance isn’t required. With just the Aadhaar card you can open a bank account, purchase insurance policy, or invest in mutual funds with ease. With this card, KYC is easily done and you can begin carrying out financial activities instantly.

Income Tax Returns Filing: Filling income tax returns is now easily done with the help of Aadhaar. It helps to reduce the documentation and makes it convenient for the applicant. Moreover, the entire process of filing tax returns becomes paperless. To verify income tax returns, you can use an Aadhaar OTP, log into to your vault, and review all your past returns with the help of your Aadhaar number.

Digitally Store Documents by using digital locker: The government enables every Indian to store their documents and certificates digitally and whenever required they can share it through the DigiLocker app. With this facility, anyone can also get documents issued by the Government institutions, issue driving license, or save academic certificates in your personalized DigiLocker account. There’s no need to tag along with various original documents wherever you go because you can access the DigiLocker account anytime and anywhere. 

Online PAN Applications: Whenever the need arises to apply for a new PAN or reprint a PAN card online and get it delivered promptly, now there’s no need to send any documented proof for verification. You can simply opt for Aadhaar-based OTP authentication, and digitally sign your documents which acts as the document proof for NSDL.

Easily Share and Carry for e-KYC: Since the launch of mAadhaar app, anyone now can easily carry its Aadhaar wherever they go. In the app, you can create your profile and download the Aadhaar in it. The app is very safe and secure; it requires a different pin whenever you open your profile. With the help of this app, you can also share e-KYC in a digital format, this prevents unauthorised access.

EPF withdrawals are made easier: Now by linking your Aadhaar with your EPF account number, you can directly approach EPFO for withdrawals.


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