IDFC First Power Credit Card - IDFC First Bank Cards

Fees

Interest Charges: From 0.75% - 3.65% per month accouting to Annual Rate - 9% - 43.8%

Annual Fee will be waived off on spends of Rs. 50,000 or more in the previous anniversary year

Welcome Offers

Avail exciting welcome benefits and merchant offers as the following (These are applicable within 30 days of card set-up):

A. Get Rs. 250 cashback on first HPCL fuel transaction of Rs. 250 or above

B. 5% cashback (up to Rs. 1,000) on the transaction value of first EMI conversion

C. On ZoomCar Rentals get Rs. 1000 discount

D. Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar

Features

• You’ll get rewarded for every UPI transaction
• Up to 5% savings on fuel expenses
• 2.5% savings as Rewards on Grocery and Utility expenses
• 2.5% savings as Rewards on IDFC FIRST FASTag recharge
• Avail 2X Rewards on other retail transactions
• Complimentary Roadside Assistance worth Rs. 1,399
• Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
• EMIfy purchases and balances and enjoy convenience of payment
• Extend Add-on card to your pillion rider and boost savings without any extra charges
• Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

Editor's Review

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges