Joining Fees
₹199
₹500
Editor's Rating
3
3.6
Key Features
A. 3% CashPoints on EMI Spends (Earn Maximum 1,000 CashPoints/Calendar month)
B. 2% CashPoints on Utility bills, Electronics, SmartPay & Payzapp transactions (Earn Maximum 500 CashPoints/Calendar month)
C. 1% CashPoints on all other spends including UPI spends (Earn Maximum 500 CashPoints/Calendar month)
A. Pay Income Tax/ Advance Tax using Business Credit Card
B. SmartBuy BizDeals: Avail up to 40% savings on Business travel and software purchase on smartbuy.hdfcbank.com/business
C. Business Travel Benefits via MMT MyBiz :
- 4% off on Flights and Hotels booking.
- Discounted Fares, Free Meal & Seat Selection, Low Fees for Cancellation
D. Business Productivity Tools via – Nuclei :
- Instant discount on Business Software such as Google Workspace, Tally Prime, AWS, Microsoft Azure & more
- Get GST Invoice for availing Input Tax Credit
A. Get 2000 CashPoints every quarter on your quarterly spends of Rs. 75,000 & above
A. Fire & Burglary insurance for Shop up to Rs. 5 lakhs
B. Cash in Safe/Transit up to Rs. 25,000
C. Electronic Equipment insurance excluding terrorism up to Rs. 50,000
D. Hospital Cash: Accident only amount payable per day up to Rs. 1000
E. Hospital Cash: Illness only amount payable per day up to Rs. 1000
F. Cardholders have the option to choose higher Business Insurance cover as per their Business need
Editor's Review
Pros
* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Cons
* No airport lounge access
* No gold privileges
Pros
Cons