IDFC First Power Credit Card vs RBL Platinum Delight Credit Card
Joining Fees
₹199
₹1,000
Editor's Rating
3
3.7
Key Features
- You’ll get rewarded for every UPI transaction
- Up to 5% savings on fuel expenses
- 2.5% savings as Rewards on Grocery and Utility expenses
- 2.5% savings as Rewards on IDFC FIRST FASTag recharge
- Avail 2X Rewards on other retail transactions
- Complimentary Roadside Assistance worth Rs. 1,399
- Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
- EMIfy purchases and balances and enjoy convenience of payment
- Extend Add-on card to your pillion rider and boost savings without any extra charges
- Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
- Reward on all purchases
- Monthly Bonus Reward Points
- Annual Spend Benefit
- Fuel Surcharge Waiver
- Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift
- Earn Two Reward Points for every Rs.100 spent on all your purchases
- Avail Four Reward Points for every Rs.100 spent during the weekends!
- A welcome benefit of 4000 Reward points will be credited on payment of Joining Fee and first swipe of the card. Reward points are not accrued on fuel spends.
- Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
- Drive wherever you desire and gain more with savings on fuel spends- Enjoy fuel surcharge waiver at any petrol pump in India. Valid for fuel transactions between Rs.500 and Rs.4000. Maximum waiver of Rs. 150 per month.
- Explore the wide range of exclusive benefits offered by Platinum Delight Credit Card that has an annual fee of Rs.1000.
- Next year fee will be waived on crossing spends of Rs.1.5 Lakh in the previous year.
NOTE: Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge
Editor's Review
Pros
* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Cons
* No airport lounge access
* No gold privileges
Pros
- Reward on all purchases
- Earn 1,000 Bonus Reward Points every month on swiping the Card five times for transactions worth Rs.1,000 or more in a calendar month.
- Swipe your Card within 30 days of issuance and earn 4000 Reward points as a welcome gift
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge Access
