IDFC First Power Credit Card vs Standard Chartered Platinum Rewards Credit Card

• You’ll get rewarded for every UPI transaction
• Up to 5% savings on fuel expenses
• 2.5% savings as Rewards on Grocery and Utility expenses
• 2.5% savings as Rewards on IDFC FIRST FASTag recharge
• Avail 2X Rewards on other retail transactions
• Complimentary Roadside Assistance worth Rs. 1,399
• Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
• EMIfy purchases and balances and enjoy convenience of payment
• Extend Add-on card to your pillion rider and boost savings without any extra charges
• Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

• Earn 5 reward points for every Rs. 150 spent on dining and fuel with no monthly cap on the rewards earned
• Earn 1 reward point for every Rs. 150 spent on all other categories
• Zero Annual and Joining Fees- Spend Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of Rs. 250 + GST
• Supplementary Credit Card Facility- By availing this facility, the cardholder can extend all the SCB platinum rewards card benefits to its family members
• This is a Contactless credit card
• Enjoy the enhanced security for online transactions through 3D secure OTP verification
• Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)
• Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions
• Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges

Pros

* Get wide range oof instant payment solutions like Samsung Pay and BharatQR, and Bharat Bill Payment Solution (BBPS)

* Avail Online Banking and SC Mobile facility that offers convenience to make online credit card transactions

* Convert an entire outstanding balance amounting up to Rs. 5,00,000 into EMIs at zero processing fees

Cons

* No complimentary airport lounge access

* No fuel surcharge wavier

* No golf/coaching sessions