Compare IDFC First Power Credit Card vs HDFC Bank Visa Signature Credit Card

You’ll get rewarded for every UPI transaction
Up to 5% savings on fuel expenses
2.5% savings as Rewards on Grocery and Utility expenses
2.5% savings as Rewards on IDFC FIRST FASTag recharge
Avail 2X Rewards on other retail transactions
Complimentary Roadside Assistance worth Rs. 1,399
Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
EMIfy purchases and balances and enjoy convenience of payment
Extend Add-on card to your pillion rider and boost savings without any extra charges
Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
Renew the membership for free by spending Rs. 75,000 in a year
Enjoy the comfort of over 600 global airport
Earn 2 reward points for every Rs. 150 spends
Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
Get up to three add-on cards free for your family
With the EMV Chip technology in the card, stay protected against fraud
Zero liability on lost card
Avail 50 days of interest-free credit from the date of purchase
Enjoy Revolving Credit at nominal interest rate
Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges

Pros

Enjoy the comfort of over 600 global airport
Earn 2 reward points for every Rs. 150 spends
Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)

Cons