HDFC Bank Visa Signature Credit Card vs RBL Bank Platinum Maxima Plus Credit Card
Joining Fees
₹0
₹2,500
Editor's Rating
3.25
4
Key Features
- Annual fees: Get the first-year’s membership free by spending Rs. 15,000 within the first 90 days
- Renew the membership for free by spending Rs. 75,000 in a year
- Enjoy the comfort of over 600 global airport
- Earn 2 reward points for every Rs. 150 spends
- Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
- Get up to three add-on cards free for your family
- With the EMV Chip technology in the card, stay protected against fraud
- Zero liability on lost card
- Avail 50 days of interest-free credit from the date of purchase
- Enjoy Revolving Credit at nominal interest rate
- Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card
- Obtain 2 reward points for every Rs. 100 spent on purchases
- Avail 5x benefits- Easily get 10 reward points for every Rs. 100 when using the credit card for dining, entertainment, grocery, and international purchases
- In a year, make purchases of Rs. 2 lakhs or more and get 10,000 reward points
- Cross Rs. 3.5 lakhs of annual spending on the card and get additional 10,000 bonus reward points
- Cross Rs. 5 lakhs of annual spending on the card and avail additional 10,000 bonus reward points
- Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow. Simply select RBL Bank Buy 1 Get 1 Offer under the Offers/Discounts section on the BookMyShow website or mobile app to avail this offer
- 2 complimentary visits every calendar quarter at domestic airport lounges across all major airports within India. This Lounge Program is offered by MasterCard/Visa
- 1% surcharge on fuel
Editor's Review
Pros
- Enjoy the comfort of over 600 global airport
- Earn 2 reward points for every Rs. 150 spends
- Save up to Rs. 8300 on lounge access by getting complimentary Priority Pass membership worth $99 and fuel costs every year (assuming Rs. 6,000 on fuel per month)
Cons
- No golf benefits
- No insurance benefits
- No cashback offers
Pros
- 2 reward points for every Rs. 100 spent on purchases
- Avail 5x benefits
- Welcome benefits
Cons
- No railway lounge access
- No golf benefits
- No international airport lounge access
