IDFC First Power Credit Card vs Axis Bank Insta Easy Credit Card

Joining Fees

₹199

₹500

Editor's Rating

3

3.8

Key Features

  • You’ll get rewarded for every UPI transaction
  • Up to 5% savings on fuel expenses
  • 2.5% savings as Rewards on Grocery and Utility expenses
  • 2.5% savings as Rewards on IDFC FIRST FASTag recharge
  • Avail 2X Rewards on other retail transactions
  • Complimentary Roadside Assistance worth Rs. 1,399
  • Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
  • EMIfy purchases and balances and enjoy convenience of payment
  • Extend Add-on card to your pillion rider and boost savings without any extra charges
  • Refer friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
  • Avail Visa International Global Card Assistance Services  
  • Withdrawal as much cash as required
  • Avail credit limit of your choice up to maximum of 80% of the  FD principal value 
  • No extra charge on purchase transactions for up to 50 days 
  • Any application for the Credit Card gets guaranteed approval 
  • The Credit Card is equipped with Platinum Chip contactless technology
  • 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
  • On any transactions above Rs. 2500, contact the bank to convert it into EMIs
  • Discover unique delectable cuisines with Axis Bank Dining Delights that offers  15% off at partnered restaurants in India 
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • Earn 6 points on Domestic spends for every Rs. 200
  • Earn 12  points on International spends for every Rs. 200
  • 100  points on  the first online transaction 

Editor's Review

Pros

* Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
* Complimentary Roadside Assistance worth Rs. 1,399
* Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000

Cons

* No airport lounge access
* No gold privileges

Pros

  • Convert  purchases  to EMI
  • Avail Visa International Global Card Assistance Services
  • Get a guaranteed approval 

Cons            

  • No Golf/coaching sessions
  • No Airport Lounge Visits


More comparisions with IDFC First Power Credit Card

More comparisions with Axis Bank Insta Easy Credit Card

Downloads