Avail Visa International Global Card Assistance Services
Withdrawal as much cash as required
Avail creditlimit of your choice up to maximum of 80% of theFD principal value
No extra charge on purchase transactions for up to 50 days
Anyapplication for the Credit Card getsguaranteed approval
The Credit Card is equipped with Platinum Chip contactless technology
1% fuel surcharge wavier valid on transactions between Rs.400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
On any transactions above Rs. 2500, contact the bank to convert it into EMIs
Discover uniquedelectable cuisines with AxisBank Dining Delights thatoffers15% off at partnered restaurants in India
Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
Earn 6 points on Domestic spends for every Rs. 200
Earn 12points on International spends for every Rs. 200
100points onthe first online transaction
Annual Spend based benefit: By spending Rs. 50,000 and above in each calendar quarter, get Rs. 500 worth gift vouchers
Renewal Offer: In the first year, spend Rs. 50,000 and above to get renewal membership fee waived off
Get 2 Reward Points on every Rs. 150 spent
Get 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online (With effect from 15th July 2020, cardholders can earn up to 500 Reward Points per statement cycle for online spends, under the 2X RP feature)
Every quarter, get a gift voucher worth Rs. 500 on spends of Rs. 50,000. Earn up to Rs. 2,000 worth gift vouchers in a year
Zero Lost card liability
Up to 50 days of interest free period from the date of purchase
Enjoy Revolving Credit at nominal interest rate
Enjoy amazing dining benefits with Good Food Trail program. Get up to 20 % savings off on all restaurant bill payments via Swiggy Dineout (20k + restaurants). This offer is inclusive of Restaurant and Swiggy Discount. This offer is valid only on payments done via Swiggy App
1% Fuel Surcharge waiver on fuel transactions on minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
Avail facility of converting big spends into EMI after purchase
HDFC Bank MoneyBack Credit Card is enabled for contactless payments
Reward Points can be used for redemption against travel benefits such as Flight and Hotel bookings, and the card members can redeem up to a maximum of 50% of the booking value through Reward Points and Rewards Catalogue at the SmartBuy Rewards Portal
Editor's Review
Pros
Convertpurchasesto EMI
Avail Visa International Global Card Assistance Services
Geta guaranteedapproval
Cons
No Golf/coaching sessions
No Airport Lounge Visits
Pros
Zero liability on the lost card if reported immediately
With the EMV Chip technology presented in the card, stay protected against fraud
Avail up to 50 days of the interest-free period from the date of purchase, and enjoy Revolving Credit at a nominal interest rate
Cons
The Reward points are only valid for 2 years
No complimentary Airport Lounge Access
High-interest rate of 3.49%
More comparisions with Axis Bank Insta Easy Credit Card