YES Prosperity Cashback Plus Credit Card vs IDFC First Power Plus Credit Card
Joining Fees
₹1,499
₹499
Editor's Rating
3.8
4.1
Key Features
- On Movie Ticket bookings get 5% Cashback
- On Grocery Shopping get 5% Cashback
- On all Other retails spends get 0.75% Cashback
- On Bill Payments through YES PayNow get 5% Cashback
- Up to 6.5% savings on fuel expenses
- Enjoy 5% savings as Rewards on Grocery and Utility expenses
- Enjoy 5% savings as Rewards on IDFC FIRST FASTag recharge
- Avail 3X Rewards on other retail transactions
- Complimentary Domestic Airport Lounge access, once every quarter, on minimum monthly spends of Rs. 20,000
- Complimentary Roadside Assistance worth Rs. 1,399
- Get 25% off on movie tickets, up to Rs. 100, once every month
- Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
- EMIfy your purchases and balances and enjoy convenience of payment
- Extend Add-on card to your co-passenger and boost your savings without any extra charges
- Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)
- You can also earn rewards on your UPI Spends
Editor's Review
Pros
- This credit card is for those who prefer Cashback
- Fuel Surcharge Waiver
- Credit Shield Facility
Cons
- This credit card isn’t for those who are looking for travel benefits
- This card isn’t for those who prefer air miles or rewards
- No concierge service
Pros
- With this credit card, you get rewards on UPI transactions also
- The joining fee is affordable
- Up to 6.5% savings on fuel expenses
Cons
- No Golf benefits
- No fuel benefits
- No complimentary international airport lounge access
