YES FIRST Business Credit Card vs SBI Signature Corporate Credit Card

• Earn Renewal benefit of 15,000 Reward Points on each renewal
• Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
• Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
• Enjoy one complimentary golf lesson every calendar month
• Fuel Surcharge Waiver
• Insurance Coverage

• Get complimentary membership to the Priority Pass Program worth $99. Enjoy access to more than 600 international airport lounges worldwide
• Complimentary travel insurance cover for your employees
• Make reservations for airlines, hotels, car rentals, cruise lines and much more
• Fraud related insurance- Individual cards: Individual cards. At a corporate level: Per corporate entity the cover is limited to a maximum of Rs. 60 lakhs
• Visa Lounge Access Program: Visa Lounge Access program is provided by Visa at all participating lounges at airports within India. Cardholders can enjoy the following Airport Lounge Access privileges: Complimentary access for Corporate Cardholders (maximum of 2 visits per quarter). Paid Access: In addition to the complimentary access, cardholders are also entitled to unrestricted (chargeable) access for themselves & for their accompanying guests

Pros

• Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
• Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
• Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only
  

Cons

• You will not earn any extra rewards on international expenditure
• Air mile conversion option is only available with InterMiles

Pros

• Get complimentary insurance cover against fraud by employees, exclusively for SBI Corporate Card clients
• With Visa Intellilink spend management tool, Analyze the organisations’s spending pattern and control expenses better, rather than resort to budget cuts
• Bouquet of Offers: Enjoy a host of offers on your SBI Signature Corporate Card

Cons

• Although complimentary Membership to the Priority Pass Program is offered, a usage fee of only $27 plus applicable taxes will be charged to your card
• No Golf/coaching sessions