YES FIRST Business Credit Card vs SBI Signature Corporate Credit Card
Joining Fees
₹4,999
₹499
Editor's Rating
2.8
4.3
Key Features
- Earn Renewal benefit of 15,000 Reward Points on each renewal
- Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
- Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
- Enjoy one complimentary golf lesson every calendar month
- Fuel Surcharge Waiver
- Insurance Coverage
- Get complimentary membership to the Priority Pass Program worth $99. Enjoy access to more than 600 international airport lounges worldwide
- Complimentary travel insurance cover for your employees
- Make reservations for airlines, hotels, car rentals, cruise lines and much more
- Fraud related insurance- Individual cards: Individual cards. At a corporate level: Per corporate entity the cover is limited to a maximum of Rs. 60 lakhs
- Visa Lounge Access Program: Visa Lounge Access program is provided by Visa at all participating lounges at airports within India. Cardholders can enjoy the following Airport Lounge Access privileges: Complimentary access for Corporate Cardholders (maximum of 2 visits per quarter). Paid Access: In addition to the complimentary access, cardholders are also entitled to unrestricted (chargeable) access for themselves & for their accompanying guests
Editor's Review
Pros
- Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
- Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
- Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only
Cons
- You will not earn any extra rewards on international expenditure
- Air mile conversion option is only available with InterMiles
Pros
- Get complimentary insurance cover against fraud by employees, exclusively for SBI Corporate Card clients
- With Visa Intellilink spend management tool, Analyze the organisations’s spending pattern and control expenses better, rather than resort to budget cuts
- Bouquet of Offers: Enjoy a host of offers on your SBI Signature Corporate Card
Cons
- Although complimentary Membership to the Priority Pass Program is offered, a usage fee of only $27 plus applicable taxes will be charged to your card
- No Golf/coaching sessions
