YES FIRST Business Credit Card vs My Business Credit Card – Axis Bank

• Earn Renewal benefit of 15,000 Reward Points on each renewal
• Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
• Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
• Enjoy one complimentary golf lesson every calendar month
• Fuel Surcharge Waiver
• Insurance Coverage

• On any transaction over RS. 2,500, convert purchases to EMI
• Use My Business Credit card to withdraw cash unto 30% of your credit limit from over 1 million Visa ATMs
• Initiate a simple Standing Instruction on your credit card to ensure utility bills are paid on time every month
• Avail two Complimentary Airport Lounge visit within India every quarter

Pros

• Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
• Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
• Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only
  

Cons

• You will not earn any extra rewards on international expenditure
• Air mile conversion option is only available with InterMiles

Pros

• 1% fuel surcharge waiver on all fuel transactions in India
• Low joining and renewable fees
• Earn eEDGE REWARD points for transactions and 500+ rewards and offers to redeem points with every Rs. 200 spent on the credit card

Cons

• No complimentary Golf/coaching sessions