YES FIRST Business Credit Card vs My Business Credit Card – Axis Bank
Joining Fees
₹4,999
₹999
Editor's Rating
2.8
4.3
Key Features
- Earn Renewal benefit of 15,000 Reward Points on each renewal
- Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
- Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
- Enjoy one complimentary golf lesson every calendar month
- Fuel Surcharge Waiver
- Insurance Coverage
- On any transaction over RS. 2,500, convert purchases to EMI
- Use My Business Credit card to withdraw cash unto 30% of your credit limit from over 1 million Visa ATMs
- Initiate a simple Standing Instruction on your credit card to ensure utility bills are paid on time every month
- Avail two Complimentary Airport Lounge visit within India every quarter
Editor's Review
Pros
- Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
- Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
- Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only
Cons
- You will not earn any extra rewards on international expenditure
- Air mile conversion option is only available with InterMiles
Pros
- 1% fuel surcharge waiver on all fuel transactions in India
- Low joining and renewable fees
- Earn eEDGE REWARD points for transactions and 500+ rewards and offers to redeem points with every Rs. 200 spent on the credit card
Cons
- No complimentary Golf/coaching sessions
