Compare YES FIRST Business Credit Card vs ICICI Bank American Express Business Essential Credit Card

Earn Renewal benefit of 15,000 Reward Points on each renewal
Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
Enjoy one complimentary golf lesson every calendar month
Fuel Surcharge Waiver
Insurance Coverage

Surcharge waiver of up to 1.0% on fuel payments at HPCL petrol pumps
Earn 6 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on online, 4 PAYBACK Points from ICICI Bank Rewards for every Rs. 100 spent on Airline, Hotels, Dining, Car Rentals, and 2 PAYBACK Points from ICICI Bank Rewards for every INR 100 otherwise (except fuel, utility and insurance)
Minimum 15% discount on dining bills with the ICICI Bank Culinary Treats programme
Access to exclusive wide range of special offers from around the globe in travel, dining, shopping, and entertainment under American Express® SELECTS Programme

Pros

Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only

Cons

Pros

ICICI Business Essential has been specifically designed to deliver higher rewards catering to your business requirement
Complimentary access to Railway Lounges and select lounges at airports in India with your ICICI Bank American Express® Business Essential Credit Card
No fuel surcharge will be levied on fuel transactions up to Rs. 5,000 at HPCL petrol pumps (having ICICI Bank Point of Sale terminal) when you use your ICICI Bank American Express® Business Essential Credit Card

Cons