YES FIRST Business Credit Card vs Kotak Feast Gold Credit Card

Joining Fees

₹4,999

₹499

Editor's Rating

2.8

3.9

Key Features

  • Earn Renewal benefit of 15,000 Reward Points on each renewal
  • Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
  • Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
  • Enjoy one complimentary golf lesson every calendar month
  • Fuel Surcharge Waiver
  • Insurance Coverage
  • On a total purchase including Dining & Movies spends of 5000/- or more, earn 10 DINING POINTS for every 100/- spent on Dining (stand-alone outlets ) and Movies. 
  • Fuel Surcharge Applicable 
  • Easy Balance Transfer Options
  • Feast Shield

Editor's Review

Pros

  • Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
  • Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
  • Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only

Cons

  • You will not earn any extra rewards on international expenditure
  • Air mile conversion option is only available with InterMiles

Pros

  • 10 dining points on every Rs. 100 spent on dining and movies 
  • 10 dining points = Rs. 10
  • Low Annual Fee credit card

Cons

  • No complimentary Golf lessons/green
  • No complimentary Airport Lounge access


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