YES FIRST Business Credit Card vs ICICI Sapphiro Credit Card
Joining Fees
₹4,999
₹6,500
Editor's Rating
2.8
4.3
Key Features
- Earn Renewal benefit of 15,000 Reward Points on each renewal
- Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
- Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
- Enjoy one complimentary golf lesson every calendar month
- Fuel Surcharge Waiver
- Insurance Coverage
- Complimentary Domestic and International Airport Lounge visits
- Complimentary rounds of Golf every month at the Golf course
- On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme
- Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
- Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
Editor's Review
Pros
- Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
- Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
- Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only
Cons
- You will not earn any extra rewards on international expenditure
- Air mile conversion option is only available with InterMiles
Pros
- Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
- Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
- Complimentary Domestic Airport Spa visits
Cons
- Average Reward Rate
- High-Interest Rate
To apply for ICICI Bank Credit Cards please click here
