YES FIRST Business Credit Card vs Kotak Corporate Gold Card

Joining Fees

₹4,999

₹0

Editor's Rating

2.8

4.6

Key Features

  • Earn Renewal benefit of 15,000 Reward Points on each renewal
  • Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
  • Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
  • Enjoy one complimentary golf lesson every calendar month
  • Fuel Surcharge Waiver
  • Insurance Coverage
  • Easy Redemption: Cash rebate will be given through demand draft
  • Fuel Surcharge Waiver
  • Ease To Employees: Spend on the corporate card and your corporate will pay for you
  • Power To Company: More control over spends, various opportunities for savings and budgeting, enabling reduced company costs
  • Swipe Kotak Corporate Card at various business-related spend opportunities

Editor's Review

Pros

  • Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
  • Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
  • Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only

Cons

  • You will not earn any extra rewards on international expenditure
  • Air mile conversion option is only available with InterMiles

Pros

  • Higher reward points earnings
  • International Credit Card
  • Monitor spending patterns of employees

Cons

  • No Complimentary Golf/coaching sessions
  • No Complimentary Airport Lounge Access


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