YES FIRST Business Credit Card vs YES Prosperity Business Card

YES FIRST Business Credit Card
YES FIRST Business Credit Card
Yes bank · Mastercard
2.8
₹4,999 / Joining Fees
Apply Now →
VS
YES Prosperity Business Card
YES Prosperity Business Card
Yes bank · Mastercard
2.5
₹2,499 / Joining Fees
Apply Now →
Fees
Yes bank
Yes bank
Joining Fees
₹4,999
₹2,499
Renewal Fees
₹4,999
₹2,499
Network
Mastercard
Mastercard
Editor's Review
2.8
2.5
Free Lounge Access
Yes
Yes
Features
YES FIRST Business Credit Card
  • Earn Renewal benefit of 15,000 Reward Points on each renewal
  • Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
  • Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
  • Enjoy one complimentary golf lesson every calendar month
  • Fuel Surcharge Waiver
  • Insurance Coverage
YES Prosperity Business Card
  • 4 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining, 2 Reward Points per Rs. 100 spent on all other categories, and 500 Reward Points on each YES PayNow registration
  • Complimentary Priority Pass membership that provides 3 complimentary International lounge access for Primary Cardmembers in a calendar year
  • MasterCard Lounge Program: 2 complimentary access per calendar quarter to MasterCard affiliated lounges across Indian airports
  • Enjoy one complimentary Golf lesson every calendar month
  • Fuel surcharge waived in all fuel stations in India for transactions
Editor's Review
YES FIRST Business Credit Card

Pros

  • Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
  • Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
  • Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only

Cons

  • You will not earn any extra rewards on international expenditure
  • Air mile conversion option is only available with InterMiles
YES Prosperity Business Card

Pros

  • Annual Reward Points 
  • Reward Points Redemption 
  • Insurance Coverage 

Cons

  • Joining fees is bit on higher side

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