YES Prosperity Business Card vs Axis Bank Insta Easy Credit Card

Joining Fees

₹2,499

₹500

Editor's Rating

2.5

3.8

Key Features

  • 4 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining, 2 Reward Points per Rs. 100 spent on all other categories, and 500 Reward Points on each YES PayNow registration
  • Complimentary Priority Pass membership that provides 3 complimentary International lounge access for Primary Cardmembers in a calendar year
  • MasterCard Lounge Program: 2 complimentary access per calendar quarter to MasterCard affiliated lounges across Indian airports
  • Enjoy one complimentary Golf lesson every calendar month
  • Fuel surcharge waived in all fuel stations in India for transactions
  • Avail Visa International Global Card Assistance Services  
  • Withdrawal as much cash as required
  • Avail credit limit of your choice up to maximum of 80% of the  FD principal value 
  • No extra charge on purchase transactions for up to 50 days 
  • Any application for the Credit Card gets guaranteed approval 
  • The Credit Card is equipped with Platinum Chip contactless technology
  • 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
  • On any transactions above Rs. 2500, contact the bank to convert it into EMIs
  • Discover unique delectable cuisines with Axis Bank Dining Delights that offers  15% off at partnered restaurants in India 
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • Earn 6 points on Domestic spends for every Rs. 200
  • Earn 12  points on International spends for every Rs. 200
  • 100  points on  the first online transaction 

Editor's Review

Pros

  • Annual Reward Points 
  • Reward Points Redemption 
  • Insurance Coverage 

Cons

  • Joining fees is bit on higher side

Pros

  • Convert  purchases  to EMI
  • Avail Visa International Global Card Assistance Services
  • Get a guaranteed approval 

Cons            

  • No Golf/coaching sessions
  • No Airport Lounge Visits


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