YES FIRST Business Credit Card vs Citi Bank Corporate Card

Joining Fees

₹4,999

₹0

Editor's Rating

2.8

4.3

Key Features

  • Earn Renewal benefit of 15,000 Reward Points on each renewal
  • Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
  • Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
  • Enjoy one complimentary golf lesson every calendar month
  • Fuel Surcharge Waiver
  • Insurance Coverage
  • Exclusive privileges and rewards for your corporate expenses
  • Avail complimentary access to Domestic Airport Lounges
  • Up to 15% savings across participating restaurants
  • Exclusive Offers on a host of business products and services including travel, hotel stays, car rentals, restaurants and more

Editor's Review

Pros

  • Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
  • Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
  • Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only

Cons

  • You will not earn any extra rewards on international expenditure
  • Air mile conversion option is only available with InterMiles

Pros

  • 20% on Dining across India
  • Fuel Surcharge Reversal
  • Redeem your Reward Points instantly for air miles, hotel stays, and gift vouchers for premium merchandise and delightful experiences

Cons

  • No Golf/coaching sessions


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