YES FIRST Business Credit Card vs Visa Business Card Platinum – Standard Chartered
Joining Fees
₹4,999
₹0
Editor's Rating
2.8
2.5
Key Features
- Earn Renewal benefit of 15,000 Reward Points on each renewal
- Domestic Airlines and Dining: 4 Reward Points per Rs. 100 spent on all other categories
- Complimentary Priority Pass Membership for the Primary Cardmember- Complimentary International lounge access and complimentary access to MasterCard affiliated lounges across Indian airports
- Enjoy one complimentary golf lesson every calendar month
- Fuel Surcharge Waiver
- Insurance Coverage
- Earn 3X Rewards Points on every IDR10,000 transaction above IDR10 million transactions per month. For transactions below IDR10 million, earn 1 point
- Every IDR 10,000 spend = 3X Rewards Points for every IDR10,000 transaction above IDR10 million transactions per month. Earn 1 point for transactions below IDR10 million
- Annual Fee: Primary: IDR 750.000,-/year and Supplementary: IDR 375.000/year
- Minimum repayments: 10% of monthly billing statement or IDR 50,000 (whichever is higher)
- 5% cash back for travel transaction when using Platinum Business Card for a maximum of IDR 2 million on travel transactions per month
Editor's Review
Pros
- Annual Bonus Reward Points: Earn 20,000 Reward Points on achieving annual spends of Rs. 12 Lakhs or more in each anniversary year
- Reward Points Accrual: 8 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators
- Cash Advances and Overdue Amount: Preferential Foreign Currency Markup of 1.75% only
Cons
- You will not earn any extra rewards on international expenditure
- Air mile conversion option is only available with InterMiles
Pros
- Enjoy 5% cashback for your travel transaction
- Free Annual Fee for 1st Year
Cons
- No complimentary Golf/coaching sessions
- No Complimentary Airport Lounge Access
- No Fuel Wavier
