Visa Business Card Platinum – Standard Chartered vs YES Prosperity Business Card

Joining Fees

₹0

₹2,499

Editor's Rating

2.5

2.5

Key Features

  • Earn 3X Rewards Points on every IDR10,000 transaction above IDR10 million transactions per month. For transactions below IDR10 million, earn 1 point
  • Every IDR 10,000 spend = 3X Rewards Points for every IDR10,000 transaction above IDR10 million transactions per month. Earn 1 point for transactions below IDR10 million
  • Annual Fee: Primary: IDR 750.000,-/year and Supplementary: IDR 375.000/year
  • Minimum repayments: 10% of monthly billing statement or IDR 50,000 (whichever is higher)
  • 5% cash back for travel transaction when using Platinum Business Card for a maximum of IDR 2 million on travel transactions per month
  • 4 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining, 2 Reward Points per Rs. 100 spent on all other categories, and 500 Reward Points on each YES PayNow registration
  • Complimentary Priority Pass membership that provides 3 complimentary International lounge access for Primary Cardmembers in a calendar year
  • MasterCard Lounge Program: 2 complimentary access per calendar quarter to MasterCard affiliated lounges across Indian airports
  • Enjoy one complimentary Golf lesson every calendar month
  • Fuel surcharge waived in all fuel stations in India for transactions

Editor's Review

Pros

  • Enjoy 5% cashback for your travel transaction
  • Free Annual Fee for 1st Year

Cons

  • No complimentary Golf/coaching sessions
  • No Complimentary Airport Lounge Access
  • No Fuel Wavier

Pros

  • Annual Reward Points 
  • Reward Points Redemption 
  • Insurance Coverage 

Cons

  • Joining fees is bit on higher side


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