YES Prosperity Business Card vs Kotak Fortune Gold Credit Card

• 4 Reward Points per Rs. 100 spent on Travel Agencies & Tour Operators, Domestic Airlines and Dining, 2 Reward Points per Rs. 100 spent on all other categories, and 500 Reward Points on each YES PayNow registration
• Complimentary Priority Pass membership that provides 3 complimentary International lounge access for Primary Cardmembers in a calendar year
• MasterCard Lounge Program: 2 complimentary access per calendar quarter to MasterCard affiliated lounges across Indian airports
• Enjoy one complimentary Golf lesson every calendar month
• Fuel surcharge waived in all fuel stations in India for transactions

• Easy Access to Cash
• Fuel Surcharge Waiver 
• Easy Balance Transfer Options
• Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750

Pros

• Annual Reward Points 
• Reward Points Redemption 
• Insurance Coverage 

Cons

• Joining fees is bit on higher side

Pros

• Fuel surcharge waiver at fuel stations across India
• Attractive Foreign Currency Markup of 2.5%
• Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

• No complimentary Golf lessons/green
• No complimentary Airport Lounge access